Find out what your salary actually looks like after PAYE and UIF deductions. Based on the 2025/2026 SARS tax brackets for individuals under 65.
Or select a common graduate salary:
Enter your gross salary and click calculate to see your take-home pay
Your Gross salary (or CTC - Cost to Company) is the total amount your employer pays. Your Net salary (or take-home pay) is what lands in your bank account after deductions.
Income tax deducted monthly by your employer and paid directly to SARS. The rate depends on your annual income bracket.
A mandatory 1% deduction (capped at R177.12/month) that funds unemployment benefits. Your employer also contributes 1%.
A colloquial term for the financial support many South African professionals provide to extended family. Factor this into your budget when evaluating job offers.
Data sources: SARS Tax Tables | PayScale South Africa